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rainniier2 t1_ix127fz wrote

The garbage sitting on the market right now is INSANE. The interest rate hikes have barely put a dent in the housing prices around here. Which I guess is an issue when the Fed only has one tool and it’s a sledgehammer that impacts LCOL markets way more than the coasts. The lcol markets are hurting and the coasts barely see a blip. And then the cycle of ever increasing housing continues.

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ak1368a t1_ix1c63a wrote

Almost like there's a reason people like the coasts...

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rainniier2 t1_ix1elph wrote

I do not think it’s an us vs them issue. It’s just that using a blunt instrument like monetary policy on the housing markets has unintended and unequal consequences. In total $$$, higher cost of housing areas are impacted much more both positively and negatively.

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Kumquat_conniption t1_ix1jk8m wrote

They could also stop these massive spending bills. And naming one of them "inflation reduction bill" was just insulting.

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rainniier2 t1_ix2h0m6 wrote

If you educate yourself on the Feds monetary policy you would understand that federal spending bills are not what is impacting housing prices and housing interest rates.

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ApplesauceDuck t1_ix3ay58 wrote

The feds monetary policy and federal spending bills have nothing to do with each other. The Fed is a private institution not controlled by government policy. Spending bills impact inflation in different ways, generally more spending is correlated with inflation. For example, spendy fiscal policy increases M2 velocity which correlates to a slight uptick in CPI.

E: to address the “if you educate yourself” comment I have a masters in this stuff and was taught by one of the preeminent monetary theorists in the world so hopefully that covers it.

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Kumquat_conniption t1_ix2nut9 wrote

They are certainly affecting inflation which is the only thing I said.

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ApplesauceDuck t1_ix3andx wrote

I’m not sure why you’re being downvoted. It has never been a political issue policy to say that both fiscal and monetary policy have both impacted inflation rates.

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Kumquat_conniption t1_ix3bybt wrote

Yeah I thought that was funny because I'm as far left as it goes- I'm an anarcho communist lol. But I'm guessing because so many right wingers used inflation as a reason to blame everything on Biden, so when you bring it up people are nervous that you're some crazy Trumper. I think it's understandable, although inflation is a problem that we have to try and tackle eventually. We can't spend our way out of that one.

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