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peteysweetusername t1_ivkihc8 wrote

Reply to comment by modernhomeowner in Didn't know dentists really worry about our dental costs by scwelch

Yeah, they do magically go down. Wanna know how? Delta dental gave its parent company $291 million. Boom

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modernhomeowner t1_ivkjx7u wrote

You think they will run Massachusetts without a profit?

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peteysweetusername t1_ivkn6jc wrote

Delta dental is a non profit so absolutely yes

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modernhomeowner t1_ivkosma wrote

Every insurance company has profit, even the non-profit ones. They keep reserves for future claims and growth, and of course, other charitable donations. Harvard Pilgrim had $700M in carried surpluses when they merged to Point32.

I don't think Delta is just going to give it up. And they aren't the only dental insurance company, that's not who I have, there are dozens of them. I'm guessing mine doesn't make much profit on the $19.99 to just keep the rates as is.

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peteysweetusername t1_ivkszgv wrote

The polls are showing my point of view is going to win so I look forward to the facts proving you wrong

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modernhomeowner t1_ivktaam wrote

Of course I do hope for my own sake you do prove me wrong! In the event my premium goes up, can I send the bill to you? Lol!

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peteysweetusername t1_ivktjy4 wrote

I don’t know how your insurance company is operating at $240 a year. I don’t think that’s enough to cover two cleanings, X-rays, and a exam never mind other services you may need like drills and fills

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modernhomeowner t1_ivkv0pi wrote

In most states, $240 is a lot; I used to pay cash to my dentist in NY $173 per year for THREE cleanings and one exam (if you have healthy teeth you have no need for a bi-annual exam, that's just a dental scam, all you need is cleanings and one exam a year, I liked having a cleaning ever 4 months). Even my exam I just had last month was a near joke, he didn't even count off the teeth, just looked in for about 20 seconds.

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