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Comfortable-Scar4643 t1_ivgw6wd wrote

Dental insurance is a scam.

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Wtf_is_this1234 t1_ivh6jdg wrote

It's not a scam, there's just no way they can possibly price it at a rate that would cover "everything" without charging an excessive amount of money to people who just need some cleanings and x rays.

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Comfortable-Scar4643 t1_ivhvo46 wrote

OK. I get where you’re coming from. And it was explained to me by one of these dental practice staff members. Her point was that dental insurance isn’t really insurance. It’s a discount card. Nothing more. But it’s kind of disappointing to all of us because we expected it to be insurance. Which it’s not. So it shouldn’t be called insurance. But if enough people decide not to buy dental insurance, there will be a lot of people who will decide to not get dental care. I think that will be the fallout.

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