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9Z7EErh9Et0y0Yjt98A4 t1_ivg38o9 wrote

Yeah this regulation is more about curtailing excessive profiteering by the insurance companies, which dentists have no love for.

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scwelch OP t1_ivgazpd wrote

Sounds like we need to support dentists then

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Jimmyking4ever t1_ivggqtr wrote

Ivey always thought it was weird that if you break a toe you're covered but I'd you break a tooth it's not. America is fucking weird

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Wtf_is_this1234 t1_ivgkpir wrote

Most countries with universal health care exclude dental

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BsFan t1_ivhhkcl wrote

Look at anyone from England's teeth for an example.

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Robobvious t1_ivhkfi8 wrote

I've actually heard that English people have fairly healthy teeth they just don't focus on making them all look pearly white and perfectly straight like Americans do. If your teeth are healthy and doing their job they see no reason to fuck with them more than necessary.

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BsFan t1_ivhkttz wrote

Makes sense. I was just parroting a stereotype

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-Slan- t1_ivjs3rf wrote

dont worry eyes arent covered either.. always baffling to someone who is legally blind (rock coke bottles that are capable of starting fires lol) that eyes arent considered necessary for ones health

american health care system is a fucking joke

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HobNailBoots1 t1_ivivd20 wrote

Insurance companies deny claims chisel UCR fees to a point where dentists cannot cover the cost of procedures that you might need so are reluctant to offer the treatments you need.. dental insurance companies deny claims all the time and then point the finger at the dentist so they do not look bad.. the fun part is as being a provider the dental insurance companies forbid in their agreements that dentists are not allowed to show what they were paid for a procedure.. example the ins co instead of denying a claim on your behalf will send a payment to the dentist D0120 FMX (X-rays) payment $0.. in the insurance industry that is classified as a paid claim in the amount of $0. The dentist then sends the patient a demand for $100 for example; the patient then calls their insurance who tell their customer who pays them monthly., no the dentist was paid. The patient then accuses the dentist of trying to scam them, the dentist cannot say we were paid $0 so the patient ends up angry and in collection.. support the dentist not the insurance business.

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wackoquacko t1_ivhi4m3 wrote

Hehe. Dental insurance CEOs based in MA will lose so much money if Questions 1 and 2 pass.

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Itchy-Marionberry-62 t1_ivhtp00 wrote

What makes you think they will still offer any dental coverage to Massachusetts residents or still keep their businesses here if they lose so much money? They will pull out of the state. Hehe.

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Wtf_is_this1234 t1_ivhyazf wrote

No, they won't. If the insurers can't make money here they will leave the state. We'll then be stuck paying more to no name insurance companies that don't operate anywhere else because they won't have the ability to control costs like the big networks do.

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wackoquacko t1_ividjqr wrote

Idk. Delta Dental of MA is what was on my mind. I'm not sure how they could leave, considering MA is in their name, and they pretty much operate in every other state. These companies will still profit -- just not as much as they'd like. We also passed a similar law for health insurance, but the big ones (BCBS, Tufts/Point32) are still around.

And if the CEO of Delta Dental MA, for example, makes $5M a year, I doubt having to pay an additional $160k in taxes is a big enough deal to move.

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HobNailBoots1 t1_iviw43z wrote

The best thing that could happen to the people of a state is for Delta Dental to stop existing in it

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HobNailBoots1 t1_iviw0kq wrote

Dental insurance is a racket; I’m a DSO people pay monthly for useless policies that restrict their dental health… I could sit here all day listing off why having any monthly fee policy is simply clever smoke screen garbage.. And if you have the HMO plan then you may as well not go to a dentist at all if you can find one that will take a plan that pays a max of $1.50 to perform procedures on a patient.

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