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amberthemaker t1_iya6vsa wrote

So if you have temporary tags, you don’t have to have car insurance?

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needleinacamelseye t1_iyak2il wrote

Strictly, no, but I imagine that most of those temporary tags you see are fake as a three-dollar bill. If the MVA never gets your temp tag number, it can never get angry at you for not having insurance...

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amberthemaker t1_iyakl19 wrote

How does one obtain a car without getting proper plates? When i bought my used car last year i literally had to set up the insurance right then. I’m having a hard time believing this to be a real thing.

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needleinacamelseye t1_iyamu24 wrote

The only time the state asks for proof of insurance is at the point where you go to register the car. When you buy a car from an honest dealer, they apply for paper plates at the moment of purchase, which requires you to have insurance.

However, you can buy a car from a private party, sign the title over, and just not apply for plates, temporary or permanent, from the MVA. You would do this if you didn't live in Maryland and were going to title the car in a different state, as the MVA won't give temporary plates to people who don't live in Maryland.

So let's say you (a Maryland resident) buy a car from a private party. You can get a Maryland title without needing insurance. But, you can't get plates from the MVA until you prove to the MVA that you have insurance. You don't want to pay for insurance. What do you do instead? You buy fake temporary tags from a guy off Craigslist and drive around uninsured.

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amberthemaker t1_iyan60d wrote

Its so dumb considering how much its going to suck when they inevitably get into an accident with no insurance.

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damagecontrolparty t1_iyaof9t wrote

You're thinking like a responsible person, because you most likely are one. There are lots of people who just don't care.

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Wilmore99 t1_iyasadq wrote

Yeah especially with the way they drive. Haven’t seen a temp tagged car that didn’t have someone driving it with extra assholism.

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