Habitat of the Chesapeake is pretty great! They’ve renovated over 770 homes including communities of high need like Sandtown and McCabe. This city has a very unique problem (more vacant houses than there are unhoused people) which allows $ to go a lot further by renovating than other Habitat chapters which deal mostly in new builds. They also have a political advocacy wing that lobbies for housing reform legislation both in Annapolis and DC. Plus Habitat ReStores take furniture donations which reduces waste, sells them to community members at fairly reasonable prices, and then dumps every dollar back into the organization. Finally, they usually score really well on charity watchdog websites with more than half their board filled by non-salaries positions and less than 6% of their annual “income” going to administrative expenses (75% to programs, 19% to fundraising). The only downside is their religious foundation which I feel like could be a little weird on the international level, but in my experiences volunteering with them in Baltimore it’s never been mentioned