I notice I’m now paying $110/month for motorcycle insurance, which seems like a lot as I don’t ride all that much and my bike is nine years old. I have Progressive, and have all my insurance biz with them so should be getting all of their discounts. I live in a rural area.

I know there are a lot of variables, but I’ll ask: recommend an insurance carrier for motorcycle insurance?

Comments

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1dad1kid t1_j3pnuej wrote on January 10, 2023 at 5:01 AM

Check out PEMCO. Pretty great company with very reasonable rates.

Salmundo OP t1_j3rxzud wrote on January 10, 2023 at 5:46 PM

They unfortunately do not sell motorcycle insurance

1dad1kid t1_j3sj0zy wrote on January 10, 2023 at 7:53 PM

Weird, they came up in a search when I double checked before recommending them

lukekarasa t1_j3q8hnj wrote on January 10, 2023 at 9:02 AM

Jesus thats a lot

Allstate covers me for $250/yr for a Zero

Salmundo OP t1_j3ry3vr wrote on January 10, 2023 at 5:46 PM

Thanks, I’ll check with them. Do you have a lot of coverage or minimal coverage at that price, if I may ask?

lukekarasa t1_j3rysyu wrote on January 10, 2023 at 5:50 PM

Minimal for sure

Salmundo OP t1_j3u4vgy wrote on January 11, 2023 at 2:03 AM

Progressive has me on a “bend over and take it” plan

ferretkona t1_j3szpgy wrote on January 10, 2023 at 9:32 PM

I was paying $300 or so a year for Progressive. I called Hagerty for a quote, I now pay $100 a year for full coverage plus medical.

Salmundo OP t1_j3ta0cz wrote on January 10, 2023 at 10:34 PM

Nice! They sent me a quote for $350/year, which is a major savings. Thank you!

AmericanNW t1_j3u8wmk wrote on January 11, 2023 at 2:31 AM

Dude! Lots of questions. Ok..metrics..im 60, good credit, and ride a Harley, (I respect all riders) I'm paying $38 a month and I have a lot of coverage...with progressive...do you have tickets? Much younger? Fast bike? I would surely be shopping around...@lukekarasa has a great rate with Allstate! That's a great rate.....and yes insurance in this state is required. Though, you are not required to carry proof on a bike (weird) see the link. https://www.4injured.com/washington-state-motorcycle-insurance-laws/

Salmundo OP t1_j3uz9js wrote on January 11, 2023 at 6:06 AM

Late 60s, no tickets, Ducati, good credit, garage, low miles.

I’ll keep shopping.

Jackthebodyless t1_j3yvk6t wrote on January 12, 2023 at 12:26 AM

Whoa I have geico and pay 140 a year

DvlsDarln t1_j3plapc wrote on January 10, 2023 at 4:39 AM

I noticed our car insurance went up about $40 on our last renewal. I haven't checked the house, but will be shopping around for better pricing. We are in a suburban area, but have had the same company for a few years now and should be going down in price.

Pogchamp_Mcpoggers t1_j3rn0p2 wrote on January 10, 2023 at 4:39 PM

You don’t NEED motorcycle insurance

MiddleCentipede t1_j3syst1 wrote on January 10, 2023 at 9:26 PM

Didnt they just change that?

Pogchamp_Mcpoggers t1_j3tto7u wrote on January 11, 2023 at 12:44 AM

If Gay Inslee did that I’m going to be upset

MiddleCentipede t1_j3tutc7 wrote on January 11, 2023 at 12:52 AM

July 2019 https://www.insurance.wa.gov/washington-states-mandatory-automotorcycle-insurance-law

AmericanNW t1_j3u9gt8 wrote on January 11, 2023 at 2:34 AM

Well apparently I am wrong on the insurance deal...thanks for the link @MiddleCentipede. I wonder if they would be ok with me showing on my phone.