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ZimofZord t1_j2jcdbg wrote

Yeah I don’t really think a lot of ppl understand how much it costs out there now. Sure I could afford more if I invested zero in 401k , Roth and HSA however then you work until you die . It really sucks out there

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Phuzi3 t1_j2jd4jh wrote

I’m not putting anything towards my 401k, because I need every dollar I can get to put towards my family. At this point, yeah, I have no intent of retiring because I have no pension and no savings, and I turn 38 this year.

Shits rough out here.

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ZimofZord t1_j2jdqcy wrote

Tell me about it . To survive you need to work till you die

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Phuzi3 t1_j2jfi6b wrote

True.

And I’ll probably break from my fellow Millenials on this, but I don’t see that as necessarily a bad thing.

Just because you retire, doesn’t mean you stop working. Leave the job you had a career at, but do something part time to bring in a little extra and stay busy.

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