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I mean isn’t that the point of security questions, that they’re things you would just remember because they’re answers to things that are/were important to you?

Absolutely, main issue I have with them isn’t them themselves. It’s mainly having to try and remember how you formatted the answer.

Ah yes- was it Myroad Street, Myroad st. or just Myroad or even myroad? Gotcha.

See now you’re getting it

I dont think i've answered a security question since two factor authentication has been a thing.