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Ragnaroknight t1_j5v7zuh wrote

I got lucky and bought in 2020 right before the rate hikes and the market skyrocketed.

I would not be able to afford the house I'm in now at these prices.

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degggendorf t1_j5wueff wrote

That's where I'm at too. Bought in 2018 for what is now a super low price, then refinanced in 2021 for what's now a super low rate. It's so unfair how someone just like me is totally screwed out of being able to buy a house, just because they're doing it a few years later.

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