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SquatC0bbler OP t1_j8s1pnh wrote

Reply to comment by jdmess401 in RI State Inspection: Will this pass? (more detail in comments) by SquatC0bbler

So my car hasn't failed yet - They didnt start the inspection, but noticed the chip and told me it wouldn't pass, so I asked them to not go forward with it.

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SquatC0bbler OP t1_j8s32ed wrote

To answer your other questions, -the chip has been in place for a long time. I have comprehensive through my insurance but I worry that since its been there for so long, they wouldn't cover it (btw, I have USAA and my rates only went up about $50/mo for comprehensive - appreciate the suggestion though!) -I'm located in Providence.

Appreciate the help!

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theanti_girl t1_j8s5v1m wrote

Your insurance has no way of knowing how long it’s been there. As far as you know, it just happened. The people who do your windshield — who will just do a repair, not a replacement unless there’s a big crack — don’t care either. They see it every day.

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jdmess401 t1_j8s6f9j wrote

I should clarify, I’m not suggesting filing a claim to replace the windshield. Some insurance companies offer free replacement as part of their coverage, but it’s not a claim.

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SeaworthinessLeft88 t1_j8sbejd wrote

I had USAA comprehensive for years. They’ll cover it. Just tell them that it happened during your coverage or you’re not sure when. They’ll send you to safelite, who will fix it with no money out of pocket and no increase in premiums.

They might not even replace the windshield. I just got a chip in my new car’s windshield the first week I owned it, and safelite simply filled it.

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SquatC0bbler OP t1_j8seaba wrote

Oh thats awesome! Also, this did happen during my coverage - I've had USAA since I bought this car new. Hoping this is a quick fix and they can just fill in the crack.

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theanti_girl t1_j8si5zl wrote

The guideline is usually if it’s “smaller than a dollar bill,” it’s repaired versus replaced. It’ll be easy peasy and you’ll have it all set in no time. :-)

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Yz-Guy t1_j8ugv7o wrote

No. Your car did fail. You should've received a failure report. Stating why it failed. But, you do get a time period (commenter said 10 days, it was a month iirc when I was a tech) to get it repaired and go back for a free re inspection. You're also safe from persecution of officers for an expired sticker with that failure receipt. However after the time period, you are fair game to cops and the DMV and will also have to repay for another inspection.

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SquatC0bbler OP t1_j8ukqg3 wrote

It didn't because they didn't start the inspection. I pulled in, the advisor came out to check me in, took a look at the car and said it would fail with the chip and asked if I wanted to proceed and I declined. I'm gonna actually get an inspection tomorrow and if I fail (which seems likely) I'll start the process of getting the repair.

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