To keep home, you contact the area on aging, it’s on the state department of health website. They will do visit to do an assessment of need. They can do meals on wheels without a visit.

There is no 24/7 home based care other than private pay, unless the person qualifies for limited hourly services through the area on aging assessment. The only people able do private pay are super rich or have a high level income source.

Find a personal care home close where you can visit easily if you’d like. You may not get into your ideal one right away but can move between them, its not preferred but can happen. Find one that has a ok rating on Medicare.gov. You can visit the location to scout it out, but after covid, spots are more limited than before. A bed would be a social security bed. They are hard to come by, but can get on a waiting list if that’s what it takes. They would take all the finances available under that person, but would be able to live there pert and safely.

There is more that needs to be done as a so sorry to teach us how to care for us as we age for sure. The new generation is about to have some wide opening lessons as they age. Cause most people do not know how any of this works.