PA has many good local credit unions which would be first choice.

PNC ATMs are ubiquitous, but they are reducing their actual retail locations

I have had First Commonwealth since 2007. I really like them. They are based in Indiana PA and didn’t get caught up in the financial crisis in 2008.

My son has had PNC for over 10 years and has no complaints.

I like credit unions. Members 1st has a lot of locations. I've done business with them before and haven't had any issues. I use PSECU for my primary account and they are great, but there aren't many locations. I use online banking for mostly everything. I live near the main branch though, so it isn't too tough to get in person service.

I bank with PNC and they have been great.

Fuck banks, go with a credit union! The nicest thing about a credit union is that as long as your credit union is in the credit union network, you can go to any other CU as if it were your own. Plus you usually get better rates through a CU as well.

People still use branches?

Okay awesome thank you!

Yeah I moved from PNW where there were soooo many CUs everywhere, used to use one actually. But here we live out in the sticks and there is a PNC in town, I guess I was only drawn to them because they have so many locations in case I ever need to pay someone via cashier's check/have trouble with my acct/etc. (maybe I'm weird but I like going into the branches still 😅)

But that's great you can go to other CUs! Ours in the past didn't have that option so that's something to consider. Thank you!!!

No problem. Also I saw someone in here mention PSECU, I've gone through them before for an auto loan and they were pretty good. Definitely worth looking around your area and seeing what you have available.

Yeah, like for cashier's checks/wire transfers/large cash withdrawals/printing debit cards on spot/talking to a consultant in person. ☺️ I find it easier sometimes. Most banks have good online resources but I like going in for some things you can't do online and takes too long to do via mail/over the phone - then you're stuck on hold, I just find it easier to actually walk into the branch for some things!

Watch for the fees. I just did a quick Google check of PNC's fees since you seem to be gravitating towards them. It seems all accounts have monthly fees of some kind. Now, it does say there are ways you can avoid the fees, but I hate conditions, and it's quite a bit of small print.

Just putting that out there. Good luck.

That's true!! I think that most CU don't charge monthly service fees. I will look into it. Thank you

Yes, credit union. And Wawa has free atm's

Chase is popping up allll over the Philly suburban area, may be making their way to you soon.

No monthly fees ever for me. There are tiers of checking that provide various advantages, but if you have a certain amount coming in, no fees.

$0 monthly service charge when you meet any ONE of the following requirements: $500+ monthly direct deposit[4] to the Spend account OR, $500+ monthly balance in Spend + Reserve[5] OR, account holder is age 62+ Otherwise, $7

$500 a month is a pretty low bar for checking.

The only local bank I know of that printable the debit cards on the spot is People's Security. I moved away from them and to a CU. If you're in Lackawanna county NET CU is good, if in Luzerne County, UFCW is good

I’ve been using PNC since 2007 and have never had an issue. I use their app a lot for things like mobile check deposit and just general account monitoring and it is pretty solid. Any time I’ve had to go into a branch they have been helpful and painless to deal with. Also, lots of ATMs in the area (the Allpoint ATMs are also free for PNC customers. They tend to be in places like RiteAid or CVS).

Use a credit union

I used northwest they tried to screw me , I moved to PNC about 16 years ago , nothing but a great bank in my experience , I have had a couple experiences of people stealing and trying to use my cards , the fraud division of the bank has reached out to me , saying there’s possible fraud because apps I had never used and restaraunts I had never been ,were suddenly ringing up big sales . They prevented the transactions and I had zero liability protection , nothing but positive experience . When pandemic lockdowns had only drive thru open I would sit in line in my wheelchair , they would come grab me and bring me inside , they didn’t have to , the fact they did speaks volumes about them . Welcome to PA whoever you decide to use I wish you all the best .

M and T. We moved here from NJ 9 years ago. We had TD Bank, switched to M and T because there's a branch in our nearest town. A bank is a tool after all so may as well be a tool of convenience.

I've been using NBT Bank since the late 90's and have no complaints

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$500 a month direct deposits is pretty much everyone with a job that does direct deposit.

my entire family has been banking citadel credit union for decades now. absolutely no complaints! only downside is that i believe the only branches are mostly in chester county and whatnot

Go for a credit union! Specifically PSECU!