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CaezarVII t1_jea94ey wrote

Reply to comment by Aggravating_Foot_528 in Auto Insurance Rate Increases 35% Seemingly Overnight, Allegedly Due To PA Rate Hike by Mother_Show8790

Not necessarily true. Geico increased my rate 20% this month but they’re still 20% cheaper than the next cheapest quote I can find. That said, sure, it’s still worth shopping around.

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ItsMePythonicD t1_jeb4fcv wrote

Use an insurance broker. I’ve found they will find you the cheapest rate.

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fucklawyers t1_jebwip1 wrote

My agent got me a cheaper rate at my current insurance company

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NotNowDamo t1_jebeedi wrote

Only 20%?

Even with all discounts I could manage, Geico went up 50% last billing cycle.

That was after 3 straight years of 10% increases.

At the same time, my credit was getting better, and I have not had an auto accident in 20 years with no tickets for at least 5 (probably longer).

All State saved me literally 500$ over 6 months after switching. Since then I added a seconded financed vehicle, and it is still cheaper then when I was with Geico (actually paying for 2 vehicles is the same price as Geico for one BEFORE the latest price increase).

I realize that isn't true for everyone, but given that I am a safe, loyal driver, I asked customer service at Geico why the increase? The response: inflation has caused hospitals to charge more. Which to me makes no sense, I didn't change the amount they were covering me for. I was still going to get a max of 25k$ for a hospital stay, so who cares what the hospital charges?

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pimpnastie t1_jeahwh0 wrote

Triple A saved me 30percent off Geico

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CaezarVII t1_jebcnd9 wrote

Just got a quote from them and it was more than geico. It’s going to be different for everyone.

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Wide-Concert-7820 t1_jebiov7 wrote

Same here. For the record AAA does not handle younger drivers in the household well at all.

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Falcon3492 t1_jebn1ct wrote

AAA is one of the highest insurance companies who under insure you IMO. Go elsewhere!

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pimpnastie t1_jebpmsa wrote

I mean it all depends. 2 years later an accident fell off and Erie saved me a chunk too. It really all depends

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