kintokae t1_j66fbt5 wrote on January 28, 2023 at 1:10 AM

We change between carriers every year. I hold no loyalty to any insurance company because it’s always best to shop around. We pay about $450 every 6 months for 2 Subarus with comprehensive coverage and a $250 deductible. Usually I found progressive or gieco to be cheapest and avoid State Farm because they are always 200-300$ more expensive every 6 months.

SobeysBags t1_j66t3h1 wrote on January 28, 2023 at 2:58 AM

That's a damn cheap deductible. We have two Honda civics, 2 drivers with comprehensive, and we pay 370 every six months but our deductible hovers between 750-1000. We usually bounce between progressive and Geico. Is that who you're with?

kintokae t1_j66ubu8 wrote on January 28, 2023 at 3:09 AM

Yes, right now we have progressive. We had them last year too, but gieco before that. We go on the site about a week or two before our policy expires and get a new quote to see who is cheaper. I tried MetLife, but even with my organization discount it was about $25-30 more a month. I tried bundling with my home owners and it cost more to have them bundled than to have it separate. My progressive insurance even includes a 15 mile roadside towing as well.

I will say, comprehensive came in handy when a mouse got into my turbo on my car and got sucked in. It blew my turbo. But there was a rodent clause in my policy that covered it. I just paid $250 for a new turbo ($1800).