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Tilendor t1_j3nb1oh wrote

Having worked with several folks on disability in Utah, I think I know what you are talking about.

These systems are better than nothing, but are also very restrictive. Many land lords require first and last months rent, plus a security deposit.

Update I was wrong about disability limits, the limits apply to regular Social Security Income
If you are on disability, then having that much money in the bank can disqualify you from receiving disability.

Disability payments don't gradually phase out as you earn more. They just disappear once you pass a threshold, and that threshold is way too low. It means you have to suddenly increase you income by 10k to 20k all at once to not put yourself in a worse situation by working a job.

Healthcare options are limited and often lower quality.

Our social safety nets entrap people in poverty way too often and need serious reform to actually help and incentivize people to improve their situation.

This is not particular to Maine, it's common across all of America

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kauaime t1_j3neee7 wrote

If you are on disability, then having that much money in the bank can disqualify you from receiving disability.

Might want to recheck that. You can have assets,money in the bank, and still qualify and receive SSDI.

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Tilendor t1_j3nfopg wrote

https://linerlegal.com/how-much-money-can-you-have-in-the-bank-on-social-security-disability/

Quote:

UPDATE: This following concerns Regular Social Security, not SSDI:

Resources, including bank deposits, cannot exceed a total value of $2,000 for one person and $3,000 for couples who are married and residing together. Some resources do not count toward the limits. For example, the value of a house that you own would be a countable resource unless you use it as your principal residence. Even though a bank account is a countable resource, the issue that an SSI lawyer can resolve is whether the total resources exceed allowable limits.

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kauaime t1_j3nkiwn wrote

If you read your link it proves my point it says right in the link that there is no limit with SSDI. You are talking SSI. Thank you

This is directly from the link you sent.

The SSDI program does not limit how much money you can have in the bank because there are no resource limits as you find with SSI.

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