Going along with this, bi weekly payments aren't the same as 2 per month. I find gyms especially always try to do this. Oh its 40 bucks a month with $20 bi weekly payments. Actually, $40x12mon/yr =$480/yr; $20x(52wks/2=26/yr)=$520/yr.

Pay monthly if they give you this option!! Or if that's not an option tell them they're wrong.