Submitted by yelloroadintheusa t3_10hh9ux in LifeProTips
i know the obvious “don’t stick your dick in crazy” but what else? is there anything i should look out for to avoid or to seek? i already have a job that pays well, anything else?
Comments
wildadragon t1_j58fwgy wrote
Actually you can stick your dick in crazy, just never at your house so if they go crazy you can run.
Sky dive, bungee jump, maybe one of those Nascar ride alongside, see if you csn take an introductory flying lesson.
zoolakejeff t1_j58g4o9 wrote
16!? Stick your dick in crazy all you want. Just wrap it up. Nows the time.
thinkblue1977 t1_j58g7u3 wrote
Well, taking advice from random strangers online rather than following your instincts and parental upbringing comes immediately to mind as a "don't do". Seriously, think for yourself, don't follow the herd, use your brain...
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yelloroadintheusa OP t1_j58gatw wrote
oh ok, will do.
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getshrektdh t1_j58gyi6 wrote
Avoid weed and heavy drinking, especially weed - it will get you lazy and can/will hurt your brain development and generally will distant you from society, also avoid cigarets.
TheDudeAbidesFarOut t1_j58hpf0 wrote
No meth. Not even once.
CrJ418 t1_j58hui8 wrote
Stay tf away from booze and drugs, and don't get arrested. Other than that, do what will bring you happiness. Don't take advice from idiots and don't listen to criticism from anyone you wouldn't take advice from. The answer to most of your worries is actually "Not my fucking problem."
Vidableek t1_j58iab1 wrote
Avoid credit cards as much as humanly possible. If you must or just to build credit, ONLY spend as much as you have in cash or can comfortably pay back within 3 months (on time payments). The "correct" way to use credit is a little more involved than I care to write but this is the basics.
Source: I'm supremely bad with financial planning and have accumulated over 10k in CC debt over the last 12 years... it sucks.
storkbabydeliver t1_j58icb1 wrote
Just ten minutes a day on whatever your dream is. Do it everyday. Start good habits now. Stop procrastinating and make yourself do the hard work now and later everything will come much easier. Enjoy all the small things. Remember bad luck does end but it's a cycle good luck ends too, both come back. Have a plan for emergencies. If you find a good partner charish the good and bad times.
j1mmyB3000 t1_j58iqp7 wrote
Pay attention to the road when driving and don’t expect everyone else to be doing the same.
nachodorito t1_j58ixml wrote
Well I wish someone had told me that like...every birthday lol
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daddys_little_fcktoy t1_j58j4v5 wrote
Don’t compare yourself to others, especially as you get older and people hit milestones at different times.
School DOES matter, and studying/paying attention even when it’s hard will be good in the long run. Even if it’s your last degree.
Save money, learn how to budget, and learn the basics of investing. In the US your best bet at financial security later in life will be saving/investing early.
Remember that people on the internet are full of batshit crazy ideas that don’t actually make sense in the real world. Remember to “touch grass” if you will.
Sex is fun, always have consent, use a condom and if it breaks go with the girl to get planB. There shouldn’t be shame about it but be safe and have honest communication with your partner. Remember that the only sex that’s 100% safe is sex with yourself (the nofap guys are gonna jump at that but tbh most people don’t need to stop masturbating unless it’s harmful to your actual life)
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Teecane t1_j58jlcq wrote
Know how to have enough fun. The trick is that a lot of people don’t know when to take a break. Being responsible, thinking about consequences and long-term thinking are really important especially from the start and I wish I had started at your age—but more people are emotionally constipated and need to let loose and do something that would excite them more often. It’s also important to know how to have fun and find things you enjoy because it helps you understand what you don’t enjoy and be able to be more resilient from displeasurable times.
runningbree t1_j58ket4 wrote
Since you're fortunate to have a well-paying job, make sure to save your money, and try to become financially literate if you're not already. It'll give you more freedom and security in your 20's.
Vctwebster t1_j58ko5z wrote
If you get a job and dont have any bills save 75% of your paycheck. You'll thank yourself later. If there's anything you ever wanted to learn to do, learn a language, a skill, an instrument, get started on it. And street a fitness routine that you can maintain for years.
Pshieldss t1_j58ksxl wrote
Start a ROTH IRA and put money into it.
Llanite t1_j58kxp1 wrote
4 things that can literally ruin your life.
Booze, drug, gambling, and having a baby.
Llanite t1_j58l2kr wrote
4 things that can literally ruin your life.
Booze, drug, gambling, and having a baby.
Ckoffie t1_j58lb78 wrote
Do crazy shit, live your life to the fullest. Don’t take comfort in the ‘safe’ choices. Make memories you keep with you for the rest of your life. I’m 24 and I’ve been doing it since I was 16, not one regret so far.
AudeDeficere t1_j58ldd4 wrote
Do not lie about important things.
Being honest with those who are close to you goes a long way to ensure that you can live a content life. On the same note, if people do not know if something is wrong, they can not help you. So go ahead and be brave enough ask for help if you think you need it.
Furthermore, always remember that few people are excellent at many things so be wise about what you spend your time on.
Be curious and try out different things while you can because while you are young, you have the least to loose and the most to gain from making new experiences and new knowledge.
Finally, do not be afraid to make mistakes. Too often we talk about perfection as an achievable status and not an ideal that is impossible to reach because we are only human and many are frequently hindered by the fear of what could happen if something doesn’t go as planned and often, this fear is far more damaging than the actual thing.
TLDR: don’t lie about important things, ask for help, be careful not to waste your time on the wrong things, be curious explore this world to the best of your abilities and don’t be too afraid of failure.
Ginger_the_Dog t1_j58lyqq wrote
Yeah, yeah. This. Only, treat everyone like they’re on their phone and are about to drive into your lane. If you expect it, you won’t be surprised and will be ready.
lv4_squirtle t1_j58mbls wrote
Avoid alcohol, completely if you can. It’s a waste of money and your health to “fit in.” Seriously just state no thanks.
Highschool is whatever tbh, have fun, meet people. Plan ahead before college for an ACTUAL degree that will get you money. You don’t need to go to college, you can do something else.
Avoid student loans.
alexvg1 t1_j58od2e wrote
Sticking your dick in crazy is something everyone should experience at least once in their lifetime
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doodypantsmcgee t1_j58otnn wrote
If you have an interest in an instrument, aquire one and start learning it now.
BowlerEqual7498 t1_j58p3kj wrote
Actual sound advice all around!
djsizematters t1_j58ptif wrote
And if the light turns yellow, be ready for the car in front of you to stomp on the brakes like an idiot. Especially in the turn lanes, when everyone is looking sideways instead of where they're going.
Ginger_the_Dog t1_j58q87k wrote
Yeah. Idiots. All the other drivers are idiots and expect the worst.
SirGrinchPSN t1_j58r3ch wrote
Do lots of crack
uneducated2 t1_j58rrox wrote
I second this comment.
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pocapractica t1_j58so9n wrote
THIS. I am 70 and don't enjoy many popular activities. Then you know what came along and stuck us in our houses... I find myself not wanting to do even things that I used to enjoy.
I know many people that are more COVID averse than me. I wonder how they stand being cooped up so much. I want to go out, and I do more, but not to crowded places... which is most places.
The-GreyBusch t1_j58t15t wrote
Credit cards aren’t all that bad. They’re needed to establish/build credit which you’ll need one day to get a loan. Like you’re saying though, only spend what you can afford. Most cards carry a high interest rate which can bury you so don’t put huge purchases that you need to payoff over time on them unless you have a card with a low interest rate or a store card that allows x amount of months that are interest free. I use my cards for everything because of the cash back rewards and it’s nice to get something extra for the money you would be spending anyway.
LeadFootLopez t1_j58thwk wrote
If you have a propensity to speed, drive an unassuming type/color of car. Silver and grey compacts have served me well. 😎
foreman-541 t1_j58ubja wrote
2000 this year should grow to 1 million by the time you retire. Do it for the 5 years and you future self will thank you for years
[deleted] t1_j58ujx8 wrote
When you are 16, you should not be worrying about what to do or not to do.
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MyNameIsSkittles t1_j58zhzu wrote
Here's a nifty guide
cloudsandtreks t1_j590tp3 wrote
Hmmm beautiful age…!! I miss my 16s. 😊
- Study well. Get into sciences. It’s the easiest way to land a good job, financially independent and respectable.
- Start earning now. Don’t know where you are, but get those part time jobs. Part time Delivery, tailoring, bus boy at restaurants, supermarket jobs, home tuitions, baby sitting, whatever. Earn money!!!
- Fall in love. Get some love. It’s a beautiful feeling.
- Start driving a car. Travel around on a budget. Even close by places. Start traveling solo and people will join. But don’t wait for people to join to travel.
- Cook , clean, groom yourself.
Ukfaninoh t1_j592mtl wrote
Put money away. Try to avoid spending stupid money. Work, but don't work your life away. Get on a.habit of paying bills whilst living at home
Ukfaninoh t1_j592py2 wrote
Don't be afraid to fail. It is the greatest teacher
alexalas t1_j5948ja wrote
Do College and Trade School when you finish High School. Trade schools normally last about 6 months and will get you a decent wage that you could potentially live off the rest of your life. College has tue standard college benefits
Die231 t1_j597x3u wrote
Exercise. Being in shape while young makes it infinitely easier for when you’re older.
Use sunscreen everyday.
maxmouze t1_j59e4on wrote
Don't smoke cigarettes thinking it'll make you cool. You'll regret it later in life. The same with excessive drugs or alcohol.
MapledMoose t1_j59er3v wrote
If your school offers any kind of international group excursion, try it out and gain some great perspective!
misjessica t1_j59kwnu wrote
Get a passport and start dreaming about where you want to go.
Pharoacious t1_j59ldgm wrote
There is a serious lack of skilled labor in heavy industry in the US. Think metal processing, logistics, cranes, material handlers, railroads, shipwrights. The trades are a small portion of this. The real money is made in moving, processing or building large and dangerous things.
codechimpin t1_j59my80 wrote
It’s never too soon to open a retirement account. Compounding interest can turn $100 into thousands if invested while you are young.
Cherimon t1_j59p4ai wrote
Smile a lot, enjoy life. You may not have answers to everything but be okay with that.
jreznyc t1_j59q8ew wrote
Yeah and don’t be tempted to get into a relationship with them. In and out!
Elegant-Clothes-5165 t1_j59s4y8 wrote
Learn to drive and get your license. Since you are already working start a savings account and contribute to it whenever you can
Competitive_Mall6401 t1_j59sirj wrote
Get enough sleep, and don’t smoke. I didn’t follow this advice, would consistently stay up late talking to friend on school nights, or pulling all nighters to catch up. As a result I am shorter than my father and both my grandfathers by a few inches. I’m convinced that’s what did it.
adhdBoomeringue t1_j59t9ur wrote
Start good habits now that will benefit you when you're decades older. Sleep, fitness & diet would be the main three.
You’ll still be able to run around with the kids while everyone you know will be deteriorating a lot faster, if they’re not already dead.
CdnRoots t1_j59v1gq wrote
Start learning about money management.
yelloroadintheusa OP t1_j59w6fh wrote
people who do any kind of drugs thinking it’ll make them ‘cool’ are really lame tbh
yelloroadintheusa OP t1_j59wfpb wrote
yep, been learning the trumpet for the past 4 years. do not regret it
Rare-Royal-8412 t1_j59wqh4 wrote
What job do you have that pays well at 15?
audiopost t1_j59xtkm wrote
If you’re at a stop sign and the person in front of you is making a right make sure they fully make the right before proceeding forward. Sometimes the person ahead will make like they’re going, you’ll look down the road for oncoming traffic, push the gas only to find that car has stopped and not made the turn and you have now crashed into the back of them.
Source: was 16 and did this.
audiopost t1_j59y2zd wrote
Workaway.com
beerandtots t1_j5a2y9v wrote
If I could give my younger self advice it would only be to be kind. You won’t regret it.
kupoface t1_j5a36fc wrote
Most of the tips on here are legit. Don't think too hard about it, just get done with school, work when you can if you want to, and enjoy your social life. If you are sexually active, keep condoms have (you can get them free in a lot of places), be honest with your partner and always get consent. Have fun with it. It's so much better to enjoy a single youth, and wait until later to be serious.
Also keep in mind, the number one deathbed regret is working too much in life.
Ginger_the_Dog t1_j5a36mv wrote
That happened to me!! Only I was like, 30. Way too old for that mistake.
HiddenCity t1_j5a3xb7 wrote
I wish someone had told me this. If you don't actively make yourself push your non-school goals further, they will never happen. 10 years sounds so long but it happens in a blink. Realizing i spent most of my free time on social media is a regret I will carry to my grave
deputyDP t1_j5a42wb wrote
Put yourself in social situations that you might not feel comfortable and learn how to talk with people and engage with them. Social skills are massively helpful as you enter into college and the workforce and it makes life a little more fun. The more you listen to other people the more you can learn and you’ll be able to broaden your perspective on a lot of things!
HiddenCity t1_j5a4iz7 wrote
There's a middleground, I think. Different people have different risk tolerance-- I think the small "out of your comfort level" choices are the harder ones because they actually affect your life.
fielausm t1_j5a4ule wrote
You should get a nice bicycle (legally) and get outdoors and ride it.
You should not: worry about girls and relationships. That will come on it's own time. Who you are at 16 does not indicate what your 20's or 30's will be like.
You should also do a little bit of volunteering. Maybe 6 hours a month (so two weekends, for 3hrs on a Saturday).
fielausm t1_j5a514y wrote
OP, this is genius advice. I take my comment back, read this first and believe it.
Also: be attentive to what usernames and email handles you go with
Ok_Anything_Once t1_j5a6e2i wrote
Remember that what feels big today won’t matter tomorrow. Sometimes the thing that seems huge right now (breakups, failures, achievements, etc) just won’t matter in a few weeks or months.
You have so much exciting stuff ahead of you. Make mistakes, try new things, be vulnerable, admit mistakes, lead with good intentions.
Always wear a condom.
creatorofstuffn t1_j5a83vk wrote
Date the hottest girl/ boy in school. Make good friends. Keep your personal failures to yourself. Go to college OR join the military. Treat your parents well.
fatfartpoop t1_j5aajrg wrote
Trying having sex with a lady, try having sex with a man. Whatever you do just have fun and stay open. Explore your sexuality and capacity to love. You start building that thinking now.
carolinethebandgeek t1_j5ab2da wrote
Seriously enjoy being 16 while you can. I was one of those kids who couldn’t wait to grow up and be an adult because of all the freedom you get and while there is freedom, your level of responsibility grows alongside you. Plus, you’re only considered a child/minor for a teeny tiny part of your life— take advantage of that and just have fun.
Go to college and get it over with as best as you can. Don’t take a break. Don’t take a gap year— it will seriously hinder your motivation to go back. If you struggle with picking a major, TALK TO THE ADVISORS. Hopefully yours are better than the ones I had and can at least give you some direction, but you may ultimately have to pick one and stick with it, even if it isn’t the most exciting.
SAVE YOUR MONEY If you get a job, save the money, do not spend it all on food and BS. Figure out a budget so you’re saving at least half of what you make, if you can. At this point in your life, you’re probably not paying many, if any, bills and that presents the unique opportunity to save a lot of cash. You will cherish the emergency/rainy day fund in college or your young adulthood, trust me. Look into getting an account with a credit union if you can— maybe look into a money market (higher dividends (monthly interest that gives you free money) than a normal savings account, but there is a $100 minimum, at least at my CU). Starting good financial (and really any healthy) habits now will help you in the long run.
I hope this helps. Being 16 is an odd time in anyone’s life, but at least finding a direction can help you move forward and get to a good place for yourself. Good luck!
godfreyc t1_j5adfsj wrote
Invest your high school graduation money in a Roth IRA.
Meepy23 t1_j5adjaz wrote
any type of drugs you can get ur hands on! Do it
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PurpleAnole t1_j5ammzz wrote
Don't date anyone who's younger than 15 or older than 18 this year.
nesspaulajeffpoo94 t1_j5aqbi9 wrote
You said at their phones wrong
ZombiexXxHunter t1_j5aqogt wrote
I was told when I started driving treat everybody like they are idiots
MoreLikeZelDUH t1_j5aun4b wrote
Additionally, it doesn't matter how much you follow the rules or how good of a driver you are, somebody else out there is going to be a bad driver or not pay attention or SOMETHING and you have to be prepared to deal with that.
A specific example is when your light turns green, just because it's "your" turn, you should still look out for traffic from the sides, because somebody could have missed their red light and isn't gonna stop.
AMightyOak43 t1_j5awvn6 wrote
get your teeth cleaned twice per year
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yelloroadintheusa OP t1_j5b1uf7 wrote
if i can ask, why?
yelloroadintheusa OP t1_j5b24bt wrote
thank you! i do no bills and i’m saving 100% of my paycheck that i get
Melly_Meow t1_j5b2lgi wrote
Agree 10000%. OP, whenever you start working, even part-time, start squirreling money away in a Roth IRA. Annual limit to contribute is $6.5k. Might or might not seem like a lot depending on how you view it. Your future self will thank you.
If I can recommend a book, you should read: the simple path to wealth by JL Collins.
Also, maybe learn to treat women with respect, and not view them as something crazy or not crazy to stick your dick in.
Dangerous-Fishing-25 t1_j5b6iuk wrote
Stay away from drugs! Be yourself. Don’t worry what others think. They are just as insecure as you.
Lyonore t1_j5b9gnb wrote
Load from your most recent save point
Yedtree t1_j5ba1v7 wrote
Don't watch pornography
AutumnCupcake t1_j5bijmf wrote
Don’t rush into driving thinking you have to. Most people aren’t ready or mature enough to drive at 16 but get their license on an easy DMV course but aren’t prepared for heavy traffic or interstates. Just take your time.
yelloroadintheusa OP t1_j5bjqjh wrote
ski instructing
Jaltcoh t1_j5boc13 wrote
Make your close friends a top priority. Stay in touch with them, make time for them, get together with them one on one, and never let them down. At 16 you might feel like having a lot of friends is a natural and easy part of life, but it’ll seem harder before you know it. “The best time to make friends is before you need them.”
yelloroadintheusa OP t1_j5bzelr wrote
well shit
OG-Pine t1_j5c0e5o wrote
School matters in the sense that it’s important to try and learn as much as you can and build your social skills too. But don’t get hung up on grades or failing a test or two. No one will care or even remember it later on, just try to learn and have a good time too
OG-Pine t1_j5c32qb wrote
$2,000 put in at 16 would be worth ~$60,000 at age 60. It’s a lot of money but it’s not a million haha
Edit: assuming 8% yoy growth (market average)
OG-Pine t1_j5c3yxa wrote
Avoiding credit cards is a horrible idea in todays society. You should ideally be using your credit card to pay for absolutely everything that doesn’t charge a fee for it.
Be extremely diligent about paying it off and you will be way way better off than if you didn’t use the card at all. You can set up auto-payments, or manually pay it every paycheck, but just make sure it’s down to 0 by the end of the month. Personally, I bring it zero every week cause it’s an easy routine on Fridays and gives me peace of mind.
But you’re right never ever spend more than you have in your bank, that’s a recipe for disaster.
GramMobile t1_j5c5avc wrote
Quit being disgusting “dont stick my dick in crazy”?
Vidableek t1_j5c69ne wrote
And there are many ways to build credit without ever having an actual credit card.
We should recommend seeking financial literacy information like articles or courses. It would be nice if this was taught as a standard in school.
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Fresh_Pomelo8842 t1_j5caacd wrote
Respect yourself more than others.
daddys_little_fcktoy t1_j5cd7mu wrote
Lol yeah I guess I should add: don’t make a dumb username in college because you think its “edgy.” You may accidentally end up getting a lot of karma on that account and making the perfect home page that for some reason you can’t replicate on your alt account 🙃🙃
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Able-Sprinkles5955 t1_j5ckpyd wrote
Make a conscious decision to take care of yourself by working out and eating right.
Odd_Law8516 t1_j5cp9j2 wrote
OP (if you're in the US where credit scores are a thing), find out if your bank will give you a secured credit card. This is when you give your bank, say, $200, and your bank gives you a credit card with a $200 dollar limit; they hold that money in case you don't pay your credit card bill (and whenever you close the credit card, you get that money back). This is a good way to start to build credit (which is very helpful for getting housing on your own) without risking serious debt. Use the card occasionally, and make sure to pay it back immediately. Put it on autopay, if you have enough money regularly in you bank account.
Odd_Law8516 t1_j5cquz6 wrote
I'm a different person, but basically:
People mature and change a lot in the teens. A 14 year old is at a different maturity level (physically, mentally, emotionally, and socially, generally) than you are, and no matter how mature you are for your age, an 18 year old is at a different maturity level/life stage (again, physically, mentally, emotionally, and socially), than you. That means that inherently there's a bit of a mismatch (at best), and a significant power differential (worse) that can make the relationship unbalanced, unhealthy, or even exploitative.
As you get older, a few years will have less weight--an 18 year old and a 20 year old are in a much more comparable life/maturity stage than an 18 year old and a 16 year old.
Odd_Law8516 t1_j5ct2do wrote
Make sure you learn how to do basic household skills, including those traditionally assigned to different genders. Good things to know how to do:
- cook at least basic food
- clean a toilet
- change miscellaneous household filters (<--I didn't know how many things in my house have filters that need to be changed or cleaned!)
- paint a wall/fence if you have an opportunity to (it's such a pain in the ass to prep a surface for painting.)
- do laundry(!very important!)
- hang things on the wall (like, with nails/wall anchors, levels to make them straight, measuring).
- Change a tire and a car headlight
And more importantly, be willing to learn things throughout your life. I called my mom the first month of college to walk me through doing laundry. I taught my roommate to clean a toilet. I changed a tire for the first time last month. Don't assume you can't do a thing just because you've never learned to do it! There's never any shame in not knowing how to do something, only in not being willing to learn.
​
Also: Don't be afraid of talking to people and making phone calls. Even today, sometimes nothing is so effective for sorting out an issue with an insurance company, credit card company, etc, as just making the dang call. Perhaps all the more so because phone calls are less used--if you are calling, they know you mean business! (Always be polite to the people who answer the phone. I've been that person, and I remember fondly the people who I could tell were furious but were also clear that they knew I was not responsible for their problem.
Odd_Law8516 t1_j5ctsow wrote
When you are working, prioritize thus in the workplace:
- You: Your wellbeing is more important than any part of your job. (of course, part of your well-being is making money, which is a result of doing your job).
- The people around you: the public and your coworkers. These are the people you're around a lot. Cultivate good relationships
- Your employer: This is a business relationship. They pay you to do a thing that it's in their interest for you to do. If it's not in your interest to stay with them, you can leave. If it's not in their interest to have you work for them, they can fire you. This isn't a negative--it's a two way street.
PurpleAnole t1_j5cveu2 wrote
Yup. A good rule of thumb: anyone younger than half your age plus 7 is too young for you. (That's how I calculated the 15 to 18 range for you based on your age)
qqqqqq12321 t1_j5czm0w wrote
Keep your pecker in your pants and your pants zipped up. ( dad advice)
Rare-Ad-4454 t1_j5d2dox wrote
don't hold yourself to the standards of others, what "fun" or "success" is for others might not be the same for you and that's okay. you aren't required to fit in with everyone. and never feel as if you're any lesser for having different opinions and perspectives:)
dpar0936 t1_j5d4m24 wrote
I would avoid saying “don’t stick your dick in crazy”
kevintheshooter t1_j5dftoz wrote
Don’t have a social media! Be a kid
lorde_vick t1_j5djsz7 wrote
Take care of your teeth!
VassalizedCheese t1_j5e49im wrote
Bad advice. Maybe those who are financially irresponsible should avoid them, but there is no excuse not to use them in today's day and age.
Just be responsible and pay off your balance each and every month. You will need a credit score for all major purchases in your life, and there is no quicker way to build one.
You should not treat credit cards as a source of free money. They are a form of debt, which is neither good nor bad - it's a tool.
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fielausm t1_j5er53p wrote
#whatdidweleeearn lol
Halfwaydead425 t1_j5exq2n wrote
Whatever you do, don’t have any run ins with the law. At a very high level, get a lay of it.
foreman-541 t1_j5ezi1h wrote
I assume 12% (avg return for S&P 500 since inception to 2021), and retire at 72
Meathead1776 t1_j5f2z8m wrote
Use sunscreen. Get a job. Invest early. In a few years, live somewhere different.
General_Awareness510 t1_j5f3g8e wrote
Don't stick your dick in crazy. I have a 12 year old daughter that has been abused and neglected by her mother her whole life and no one will do anything about it because it's "not that bad"
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OG-Pine t1_j5fkjeo wrote
SPY since 93 has a CAGR of ~9.5% and US large cap since 72 ~10.22% (and this is without accounting for inflation)
You would need to be incredibly lucky to have a long term return of 12%, most people agree that 8% is a realistic return rate over a lifetime but you should still plan for 4-6% because you can’t know which end of the average you’ll fall in.
But yeah if you got 12% average for 56 years then you’d have a million with 2k put in today
Mellohm23 t1_j5fluuk wrote
Along with “don’t stick your dick in crazy” here are some red flags to crazy you may not realize.
If someone has a ton of emotions, if they go from really great to really bad quickly, emotionally or psychically.
If someone hits you, slaps you exc, leave them I know it’s hard but they are the crazy we warn you to stay away from.
If someone is not willing to compromise on anything ever, leave.
If someone you’re talking to says “you’re mature for your age” they are too old for you and theirs a reason they’re not dating people their age.
mblainerodriguez t1_j5fsbz1 wrote
Don't do drugs.... Until your mid 20s
Your brain is still developing and drug use can alter how it finishes developing.
If you do choose to use drugs, practice harm reduction.
mblainerodriguez t1_j5ft3zf wrote
Your partner should be the calm in your life.
Whatever storm that's happening around you, they should be a sturdy rock to hold onto.
If they're not, find someone who is
LookandSee81 t1_j5ge5xy wrote
Condoms are cheaper than diapers and/or child support
LookandSee81 t1_j5gedyv wrote
Sunscreen and std and pregnancy protection
RelaxedWithHumor t1_j5gi178 wrote
How do I become financially literate?
RelaxedWithHumor t1_j5gio8x wrote
Do I use www.tiaa.org to start a ROTH IRA?
RelaxedWithHumor t1_j5gjcqi wrote
Why do I need to use sunscreen everyday?
Add on: Well I get that if I don't use sunscreen, then I'll look 90 years older than I am. However, are there any other reasons for why I should wear sunscreen everyday?
runningbree t1_j5gjuyb wrote
I think the process is a little different for everybody depending on what you already understand or want to learn about finance.
For me, it started in high school learning about how credit and credit cards worked, and saving money. Now as I'm later into my 20s it's learning about stocks, and how to utilize my retirement savings, and navigating the process of becoming a first time home buyer, or learning how to start a business.
I like to read, so aside from Google research, one of the 1st finance type books I started with was "Rich Dad, Poor Dad". A few people have recommended Dave Ramsey books too so I may start on one of his books soon. There are tons of YouTubers out there as well.
RelaxedWithHumor t1_j5gk8b8 wrote
>one of the 1st finance type books I started with was "Rich Dad, Poor Dad".
Same here. I ordered another Rich Dad, Poor Dad book called "Rich Dad's Increase Your Financial IQ"
Looks like I'll need to re-read the original RDPD book after I finish this one.
runningbree t1_j5goh91 wrote
Oh cool! I'll have to check that one out too!
FartAttack911 t1_j5i66oa wrote
Don’t take advice from people who say things like “Don’t stick your dick in crazy.” For starters.
shutupnoway t1_j5kbdhi wrote
Get the g9 hpv vaccine
Pshieldss t1_j5lrw74 wrote
Not sure. Try to see if you can open one with your bank
JacktheShark1 t1_j5m3al6 wrote
When driving, don’t worry about the asshole on your ass, or the asshole who cut you off, etc. because they don’t give a fuck about you and you’ll never see them again.
Oh and it’s ok if you don’t want what your friends want in life or what your family wants for you.
I couldn’t figure out WHY I couldn’t work a 9-5 job when we all graduated college. I despised it. Part ADHD, part the same routine makes me want to die of boredom. I work for myself now with a varied schedule. My grandma still tells me to get a real job even tho my “fake job” bought me a house I love haha. Smile and nod when people give you stupid advice then go do whatever the hell YOU want
Donnovan63 t1_j5m7srz wrote
YES ALL.of.this!! I would only add to spend time learning who you are and what you want. Like go to a park and spend time just with your own thoughts once in a while. Few things will serve you better later in life than knowing who you are and how to communicate what you want or need.
Sandro757 t1_j5mtvyz wrote
Don't succumb to peer pressure and dumb party culture. Wait till you have a ballin' job and having your life together for that
[deleted] t1_j5oeb17 wrote
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chrohm00 t1_j5pg7xj wrote
Save for travel if you have income to do so. Traveling in your early 20s in magical… but expensive
brees-no-football t1_j5s60qx wrote
You should get a crappy car. Not only are you more likely to ding it up as a new driver, you will have 10x more fun in a 10 year old Honda or Nissan than you would in a newer car that you’re worried about.
Trust me, get a shitty car. No one will care, they’ll be elated that you have a car at all.
CardiacDragon t1_j5ux2xw wrote
Practice kindness. (For the sake of being kind, but also, you’d be surprised the level of connection and adventure that can result from it.)
Get sleep when you can. (You’ll need your rest for those adventures.)
Go outside. (There’s a lot of amazing things out there that you’ll never see if you stay in your house.)
adidasbdd t1_j65q2ab wrote
Bro, you're 16, stick your dick in crazy, stick that shit in whatever you want. Live it up. I regret not having some fun with several girls in HS because I thought they were crazy or "got around" lol they prob slept with 3 or 4 guys. I'm 35 and women my age have generally been with dozens of dudes, and Idgaf about that anymore.
keepthetips t1_j58fmx2 wrote
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