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certifiedintelligent t1_j5rv57o wrote

This works for places that simply cancel your service if you don't pay.

This doesn't work for places that will send you to collections.

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soulmagic123 t1_j5s6pfr wrote

I used to this but I've been using privacy dot com for the last couple of years. Let's you make virtual credit cards. You can set limits by total, monthly, etc. .I have one for 24 hour fitness, I set it you charge my monthly rate and every year they try to charge me a 50 dollar maintenance fee and every year it gets rejected, and they haven't suspended my account yet. Also gave a virtual card to my 16 year old niece for the Apple Store, lets her spend 10 bucks on month on whatever app stuff she needs.

Anyway I've made like 30 cards for stuff, and when I want to cancel I just turn the card off. Easy Peasy.

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CruisinJo214 t1_j5ruox0 wrote

I also like this for less then perfectly secure online purchases.

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Telemere125 t1_j5sh6ry wrote

A lot of companies are offering virtual card numbers that you can cancel right after that single transaction. Much easier than buying a physical card number at a store.

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iskin t1_j5rw9xg wrote

This is even more useful now that a lot of banks are auto-updating credit card details when a subscription tries to bill you.

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peedrun t1_j5rxzrl wrote

Petition to rename this sub to r/anecdotalevidence

BAM

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keepthetips t1_j5rr68d wrote

Hello and welcome to r/LifeProTips!

Please help us decide if this post is a good fit for the subreddit by up or downvoting this comment.

If you think that this is great advice to improve your life, please upvote. If you think this doesn't help you in any way, please downvote. If you don't care, leave it for the others to decide.

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CrashTestKing t1_j5s3j5i wrote

I just keep a credit card that can be locked and unlocked from their mobile app. I'll usually sign up for something with that card and immediately lock the card again. If it's something I want to keep paying for once I have a taste, I'll change my payment info to a different card.

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kuddoo t1_j5sglfj wrote

I live in Europe. Say you sign a contact with an internet provider for a period of 2 years. You pay each month in advance. If you stop paying, they will turn off your internet (that you already paid for, in advance for next month). After a few months of not paying, they will apply the contract clause which will cancel the contract but also charge you for getting out of contract. You can decide not to pay ever and the ISP won't sue you or send your issue debt collectors (not worth it for a few euros and also bad PR for being aggressive) but instead they will wait...and in the future you might move to another town or just a different neighborhood that only has internet services available in the area from THAT specific ISP. You won't be able to sign a new contract untill you have paid what you owed (they don't apply interest). At least this is how it goes in my country with subscriptions.

Using a card with no money on it would have the same effect of not paying. You can even remove the card all together from their payment app. Heck my bank allows me to generate new virtual Visa cards that I can use and then discard.

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Flair_Helper t1_j5shhj7 wrote

Hello New_Public_2828, thank you for your submission! Unfortunately, it has been removed for the following reason:

Your post is not a life pro tip. Advice is any guidance or recommendation concerning prudent future action. An aphorism is a short clever saying that is intended to express a general truth or a concise statement of a principle.Try r/YouShouldKnow.

If you would like to appeal this decision please feel free to contact the moderators here. Do not repost without explicit permission from the moderators. Make sure you read the rules before submitting. Thank you!

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