Yes! The amount of people, especially over the last couple years who are wildly confused about this really upsets me. This is something that is glossed over at best, not talked about at worst. It’s confusing and weird and really straps a ton of people.
I live on Long Island, NY one of the most heavily taxed areas in the country. My escrow payment is about $1500 per month. We know all about this, and I find it hard to believe that people don't know this. If your school district votes to raise the budget, where do they think the money is coming from?
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If you are a homeowner you should know property taxes go up over time with new bonds being passed and just that’s how taxes work. But most are regulated to no more than 3% year.
This almost fucked us after our very first year of home ownership. Property taxes skyrocketed in our area because it's an old neighborhood with old houses being torn down for newer ones. We have a new house, and after the first year of ownership, our payments went up $400 a month because of property taxes.
This increase took effect a month after upgrading my wife's little Sentra to a large SUV (Palisade)
RndmBrt t1_j22k2ou wrote
Adding to this. I found out this month that you can have them recalculate your escrow at any time.