This is very true and a good starting point for a tip. I'll note that you have presented a US specific option on a global site, but that said, many other countries will have similar options available like a rent bank or utilities arrears assistance, worth looking into.

However, as many are already pointing out, the challenge in most communities at this time is that these supports are vastly over-extended. Apart from a few outlier countries like Finland which is still building new social housing, the number of people in housing need is increasing faster than affordable options, and therefore homelessness is rising.