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MaleficentPi t1_iy8t8t6 wrote

Reply to comment by dvlpr404 in LPT: You don't need a car loan. Seriously. by dvlpr404

YMMV means your experience is not the experience everyone will have.

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dvlpr404 OP t1_iy8tigm wrote

Well aware. But you didn't say YMMV my guy.

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MaleficentPi t1_iy8tunk wrote

Dipshitzu boy, it’s on the car invoice. Right under the estimated miles per gallon.

I realize you want to pretend that your method of vehicle purchasing is THE WAY TO GO but it’s not, and this is less a life pro tip and more a brag post about how you don’t spend money on cars.

I mean, cool, but you could have said the same thing with buying an e-bike or public transportation and it would have been equally as useful and universally applicable to everyone’s situation.

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dvlpr404 OP t1_iy8vcgv wrote

This comment has since been heavily edited. Just FYI for people.

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dvlpr404 OP t1_iy8uehk wrote

What are you trying to say. Try thinking before you submit. You're flipping between experience in vehicle purchases, and actual "milage may vary".

I'd like to have this conversation, but you aren't being very clear.

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MaleficentPi t1_iy8uklf wrote

Really simple. I’ll break it down for you.

You. Are. Bragging.

Not. Giving. Good. Advice.

This. Tip. Is. Bad.

You. Cannot. Read. Sentences.

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dvlpr404 OP t1_iy8v7pe wrote

Nah, you being incoherent and not liking being told that. This isn't bragging. Your comment history shows your a contrary person so I won't bother with you.

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[deleted] t1_iy8y7ko wrote

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MaleficentPi t1_iy8ywhi wrote

Yikes, what a douchebag trying extremely hard to feel better about his life choices by disparaging others’.

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TakinBacon1984 t1_iy8x08d wrote

I don't necessarily agree with OPs advice (because of maintenance issues that can arise despite research) but e-bikes and public transportation are not the same as a used car. A used car is still a car and much more useful when you have to transport goods a long distance. A car is almost necessary in rural places with poor public transportation access.

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[deleted] t1_iy8xvdn wrote

[removed]

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TakinBacon1984 t1_iy8z0vv wrote

Not the part I had an issue with. Let's extend that quote a bit further.

"equally as useful and universally applicable"

My whole comment was about used cars having application for people in rural areas that public transit and e-bikes don't.

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Lechlikowski t1_iy8xyz8 wrote

40 years old and also have never bought a new car in my life.

I find really good cars at a fair price and have been lucky enough to not have them nickel and dime me to death. I currently own a 2000 Chevy S-10 and 2004 Kia Rio, both just passed smog with flying colors.

I am far from resembling a mechanic, some of us folks just choose to be more frugal and responsible when it comes to living within our means.

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MaleficentPi t1_iy8y2bt wrote

Cool. And good for you!

But it’s not the same for everyone, is it? And when your vehicle operating expenses exceed the maintenance budget, what will you do with your used cars?

Nobody is telling you not to buy a used car.

However, there’s a myopia that you and the OP have in which you assume your situation is universal to everyone out there. This is not a pro life tip. It’s not even a life tip. It’s a financial option for frugal living.

Very few people I know in the lower to mid six figure salary bracket think buying a used car is a great idea. More people in the mid to lower five figure think it’s great.

It depends entirely on whether your time is more valuable to you. And for you, it seems to be that you’re willing to spend more time to get a better deal. Cool.

Not everyone is willing to do that.

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dvlpr404 OP t1_iy96mm3 wrote

This advice isn't for 6 figure income lmao.

Edit; forgot the 6

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MaleficentPi t1_iy973ec wrote

Clearly.

It’s for people who have more time than money, not less.

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