wenzill_a t1_iu515ke wrote on October 28, 2022 at 4:28 PM

i think the real LPT is set your bills to autopay

General_Elephant t1_iu5fdue wrote on October 28, 2022 at 6:03 PM

Then I am callin the dang bank about overdraft fees 😂

MykeHock69 OP t1_iu57cyo wrote on October 28, 2022 at 5:09 PM

You’re not wrong. I did this at the same time I called because I had a late payment. Double life tip!

Aragona36 t1_iu7d388 wrote on October 29, 2022 at 2:49 AM

And to pay cash as much as possible for everything else. Don't ride the credit card train.

MykeHock69 OP t1_iubdw4k wrote on October 30, 2022 at 12:57 AM

Credit is good if you want to purchase a home in the future. Unfortunately in America you either have to resolve to paying everything in cash (which can be hard for large purchases such as a house) or build your credit. The problem is spending outside of your ability to pay. Never be irresponsible with credit cards.