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losangelestimes OP t1_izkaac1 wrote

Reply to comment by duckscrubber in I was the victim of an identity theft nightmare - and it could happen to you. AMA by losangelestimes

You do not need to download the apps to freeze or unfreeze your credit; it just makes it convenient if you think you'd need to do that on the go.

If you are concerned about entities tracking you and profiting from your data, I have very bad news about what the credit bureaus do.

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