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FinnishArmy t1_j2lo0u7 wrote

I am currently paying off $14k of credit card debt. This week I managed to make $1,300. Same thing will happen next week. And the next, until it's gone. I can do it. It's just $14k. Two jobs and it'll be fine.

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Adventurous-Low9768 t1_j2mdbj1 wrote

Keep going!! I paid off $27k in 2020 and it feels sooo good to be done. Youve got this

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Autumnlove92 t1_j2mxdj8 wrote

37k in debt here (20k of it was for a used car I just had to buy after someone totaled mine. I was doing decently before that shit show) Your 14k is nothing, keep at it!

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Adr990 t1_j2mis1j wrote

That's great! What do you do to rack that up in a week, if I can ask? Take care of yourself too

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FinnishArmy t1_j2n1ybt wrote

Had vacation pay plus Doordash. Then a few hours of doordash after the full time job each day will achieve the same.

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[deleted] t1_j2mhyid wrote

Good luck but don’t burn yourself out with two jobs😁Make time for yourself and be sure to spend a littleee bit of that on your own enjoyment/pleasure. You got this!! People have walked away just fine from much much worse

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A_Muffin_Substantial t1_j2meo43 wrote

How the fuck do you rack up 14k of credit card debt?

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ValyrianJedi t1_j2mrbsp wrote

By buying things on credit?

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Autumnlove92 t1_j2mxmis wrote

Sometimes it just takes 1 emergency. My car was totaled in November. I had exactly nothing extra after paying all my bills and whatnot (AND I work 2 jobs by default to get by) I had to put my down payment on a credit card because I absolutely can't go without a car (single, live by myself, no family, America where there's no public transportation) 1 emergency was all it took for me. I'm lucky in that I got the value of my old car back from my insurance (all whopping 7k of it) but then my cat got very sick and there's more shit that went on a credit card. 1 emergency for most Americans. It sucks

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Khazahk t1_j2niwhl wrote

Wife and I just took out a personal loan for 10k to pay off a credit card which has gotten up to 11k. We understand finances and pay attention to it. But 2 kids demand a lot more attention and money. Paying twice my mortgage per month for daycare. $600/ week for 2 kids attending daycare 3 days a week. Spent $25k on daycare in 2022, dependent care FSA only let's you save $5,000 pre-tax. Meanwhile churches operate tax free in this country.

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