I don’t think I’m minimizing, just putting into context.

I genuinely am puzzled by medical bankruptcies though. I often think people who complain about US health insurance don’t actually understand the system. Assuming you don’t have insurance through work, Americans who earn less than $55k per year are eligible for insurance subsidies. And even on the lowest bronze plan, the total maximum out of pocket payment is $7000 per year.

Granted, it’s possible to go bankrupt over $7000, but my hunch is that most of them are people who never signed up. I’m still sympathetic, but there’s only so much the government can do. That said, I’d be ok with public healthcare too.