I think you've missed my point. Healthcare pricing in the U.S. is certainly out of whack due to a fractured, bureaucratic system, which makes coverage through insurance, Medicaid, and Medicare important for patients.

My intention was to show the motte-and-bailey fallacy, which was the following:

A1: This medical advancement will just bankrupt families for generations.

B: I don't see why. People will be able to get it like they do organ transplants (or any other medical procedure because it will be covered by insurance, Medicaid, and Medicare).

A2: Well insulin is overpriced...

A1 and A2 are not the same argument. The fact that A2 is correct does not make A1 correct. Additionally, B has not been disproven.