Submitted by iLikeLizardKisses t3_11debw4 in DIY
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Submitted by iLikeLizardKisses t3_11debw4 in DIY
[removed]
I did. He said that water damage isn't covered unfortunately. :-(
Okay I'm not a lawyer and I haven't seen your policy but even if the water damage isn't covered, the leaks had to exist before the water damage. Insurance should cover your windows and basement leaks.
Also Google emergency flood treatment in your area. When my kitchen flooded it was a flooring company who did ours but that's bc we only needed new flooring. I imagine many other general home work type companies provide the service
The most important thing is to identify where the water is coming from and stop it. If you have interior walls leaking water you're either looking for a busted pipe or a roof leak
Seconding this. My first thought was that you might have a roof leak. Water travels the path of least resistance, so a roof leak could trickle down to some different areas of the house, especially if it "pools" somewhere before making it's way down to lower spots.
It might well depend on where the water is coming from. Since you stated the leaks started after or during a rain storm, and you mentioned having water leaking out of an internal wall... Then you either have a leaking/broken water pipe or more likely a leaking roof.
As someone else here mentioned, find and read over the physical copy of your insurance policy. Insurance companies do seem to have a tendency of writing and pushing policies that have exclusions for the things you end up needing the most.
I agree the most likely cause is a leaking roof. When my roof has leaked the water has come out the windows/basement as it runs down the insides of the walls.
OP, if you can get on a ladder and take a look at the roof in the general area(s) you're seeing water, it might be obvious where the water is coming in, or it might not, but it's a good place to start. (Common causes include ice dams, missing shingles, leaking around things coming out of the roof like exhausts or vents, leaking around things attached to the roof like guy wires or satellite dishes).
That is one weird policy. I'd read it myself.
Start with insurance, if you have any.. otherwise this sounds like a job for a carpenter.
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thelegitanagen t1_ja822f1 wrote
You call your home insurance