Go for the most that is possible and reasonable, agreed to a point. There are very very few times in my 4 years I have needed to get home from a highway trip empty to need to turn around and do it again the next day. Overkill electrical is a convenience for sure but the price goes up way higher, and many people like me are stuck with 100 amp service. Jamming a current gen max spec continuous duty 60 breaker has ramifications for the whole home load calculations if I ever want a/c, heat pump, etc. Just the cost of the wire alone is astonishing these days. Upping my panel to 200a service would have long term consequences on my property tax bill for a super rare highway trip + turn around and do it again occurrence.