Umm.. that's not the only reason to buy. Renting you are basically throwing away your money with no chance to reclaim any of it. Buying, you have an opportunity to reclaim some when you sell. You may gain some or lose some. Renting is a total loss of $36,000 every year at $3k/mo rent. As long as you don't buy more than you can maintain, buying is the best option. POV: rented 7 years in FC, owned 4 years in FC.