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WhiteBoiSebbie t1_irqm0zk wrote

Banker here!

A bank isn’t a one size fits all type thing.

There’s roughly eight steps, I’d recommend:

  1. Identify the right account.
  2. Look for banks that charge little to no fee(s).
  3. Identify if you’d rather have an all digital experience, or if you’d want one that has brick and mortar stores spread across the nation.
  4. Take a good look at notable credit unions. (Navy Federal, PenFed, USAA, etc)
  5. Find a bank that supports YOUR lifestyle & YOUR habits.
  6. Checkout their digital features. Do they let you use Apple/Samsung Pay? Do they let you do mobile deposit, and etc.
  7. This is a must, but generally go through the terms and conditions & see if you understand the fee schedules, availability of deposited funds per RegCC, dispute process, and etc.
  8. Go online - and gander reviews for the banks you’re considering.
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