Katkow Dentistry is great. They don't take Delta Dental which is one of the larger dental insurances. They will however submit the claim on your behalf.

For everything routine (cleanings & xrays) I've nearly received everything but maybe 10 dollars back from the insurance claims. Again, they're one of those places that will not rip you off and will not perform a dental procedure unless completely necessary.

IMO, it's worth the 10 dollars. Haven't had to have filling work done luckily, so I can't say what a claim will payback in that case.

I can also understand that you might not always have the money to pay a bill up front. So it does mean paying and getting reimbursed by your insurance company.