>I've heard of the 4 months up front deal and am planning for it, it's so strange, I have not seen that anywhere in Canada.

You won't see it anywhere, it's one of those things where people know it's wrong but it serves the interests of those who are entrenched here. Keeps property values and school scores up and feeds locals who bilk the students come through.

You'll be OK in that price range but start early and be open to a bit of a walk