Nailed it. The kids have college covered and all the post-grad money needed to get a good start once they have the diploma. Both my parents have now passed and all the “junk” that I’ve collected from them with shared memories is incredibly valuable to me - not the checks I cashed from them. I don’t expect them to keep every oddly shaped rock we find while taking an evening walk, but the annual gifts collected over their 18 year youth will certainly be cherished!